Enterprise artificial cost plus forty percent
Zhu Yi shouted unit to ten thousand yuan of wages, you actually get is only 7000 yuan, but the unit, said the actual it pays more than $ten thousand, rather than on the basis of increased by forty percent.
Unit accounting miss guo took out a calculator, individual to pay social security, unit pay more big head. Zhu Yi 1000 yuan salary as base, old-age insurance payment rate of 20% (state-owned enterprises), units shall, in accordance with the 8% pay of medical treatment insurance, unemployment insurance is 2%, and 1% of inductrial injury insurance (according to the different unit between 0.5% ~ 1.5%), birth insurance 0.85%, five categories is added up to 31.85% of salary, a total of 3185 yuan. Accumulation fund is a half man, half unit, the unit pay 8% again, it is 800 yuan, a total of 3985 yuan. Employee before ten thousand, the company's spending as much as fourteen thousand.
According to accumulation fund regulations, the unit can choose provident fund to pay between 5% ~ 12% proportion, if choose 12%, unit labor costs cost will be higher, and 5% will be lower. On the endowment insurance capture to expend scale, corporation unit capture to expend scale of 12%, compared with the state-owned enterprise burden lighter.
Accumulation fund will feedback back to the individual
$10000 of pre-tax income, cost 14000 yuan, Zhu Yi to 7735 yuan, daily expenses deducted contribute to national construction of 981.86 yuan of taxes and fees, real Zhu Yi consumption cost about 6753.14 yuan, there are about 7200 yuan, through various channels turned over to the state tax bureau, institutions of social security and accumulation fund.
Social security contributions and housing fund, however, is not completely gave institutions of social security and accumulation fund management institutions, eventually will be feedback to individuals. Such as accumulation fund, Zhu Yi individual capture to expend 800 yuan, the company pay cost of 800 yuan, but as long as Zhu Yi or Zhu Yi family bought house, accumulation fund of extraction can be, then, is not only a man of pay of 800 yuan, unit to pay 800 yuan, the same will be returned to Zhu Yi. "For those who don't buy a house is a kind of visible scratching." White-collar YingYing said.
All sorts of risks, such as social security also feedback to people through a variety of ways, such as health insurance, can submit an expense account, when the doctor there are direct lines to a personal account. And enjoy pension after retirement, maternity insurance, can use at the time of birth, inductrial injury insurance inductrial injury accident is one thousand can provide adequate security.
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